Mini Episode & Mini Wharton
Busyness & Babka

Money & Chocolate Cake

The topic of this episode is money, money, money! We're switching it up this time, and have an honest talk about personal finances over some amazing chocolate cake instead of a cocktail.

(I can't believe it's vegan) Chocolate Cake
from The 30 Day Vegan Challenge

This is a great recipe to have in your back pocket because you nearly always have all the ingredients on hand and so you can whip this up whenever the chocolate cake craving strikes (which is often at Kelsey's house). And it definitely does not taste vegan.

1 1/2 cups unbleached all-purpose flour
3/4 cup sugar
1/2 t salt
1 t. baking soda
1/4 cup unsweetened cocoa powder
1 1/2 t vanilla
1/3 cup canola oil
1 T distilled white vinegar
1 cup cold water

Preheat oven to 350 (F) degrees. Lightly grease a bundt pan, 9-inch springform pan or muffin tins.

Combine flour, sugar, salt, baking soda and cocoa powder in a bowl until thoroughly combined. Create a well in the center of the dry ingredients, and add the vanilla, oil, vinegar and water. Mix until just combined. Pour into prepared pan and bake in the preheated oven for 30 minutes (Kelsey's note: I found 28 minutes to be perfect in my oven). If making cupcakes, check for doneness after 15 minutes.

Money

We give a rundown of our current money situations and how we organize our finances. We share our approaches to handling the logistics of money, and how we budget to prioritize debt reduction, savings, etc. We each have a few practical tips to share about money management. Erica hoards $5 bills, and Kelsey uses mint.com

In current obsessions: Erica is obsessed with the Serial Podcast (We were honored to even be mentioned in the same favorites list with Serial! Thanks Kellie!) Kelsey is obsessed with the above chocolate cake.

In neighborhood news, we share a vintage neighborhood news story about a past neighbor who was down on his luck in the financial department, and had some unusual requests.

**If you want more money talk, Kelsey has written a lot about her personal finances on her blog.**

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